Group Benefits image of Policy Rates

Get Group Benefits Rates in Minutes

Honest Rates. Dependable Coverage.

Attract top-tier talent, reduce turn-over rate, and boost your business productivity by showing your employees that you care about them.

Google Review logo
4.8 Stars
js_loader

Our Reviews

Excellent
4.8
Based on 464 reviews
steve R
steve R
Wow what a great experience these guys are so knowledgeable.
Parfiano
Parfiano
I recently had the pleasure of working with Dornaz at Allianz global assistance who helped me secure health and dental insurance, and I couldn't be more satisfied with the experience. From the moment we started the conversation, she was incredibly knowledgeable and attentive to my needs. She took the time to explain all my options clearly, ensuring I understood the details of each plan.What stood out the most was Dornaz’s patience and willingness to answer all my questions, no matter how small. She made the entire process smooth and stress-free, guiding me through all the process and making sure I felt comfortable with my decision. Thanks to her expertise, I feel confident that I chose the best health insurance plan for my needs. I highly recommend Allianz Global assistance services to anyone looking for reliable and friendly assistance in navigating health and dental insurance options! From my experience, Allianz Global assistance is the best insurance company outta here!
Tom Smith
Tom Smith
Agent was very pleasant and efficient in providing an immediate quote
John MacDonald
John MacDonald
I was researching for a travel emergency medical plan for seniors. Allianz was on my list but I hadn't made contact as yet. I received a call back from Ummi Hanny of Alliance as a result of one of my queries and I'm delighted with the result. She listened and guided me through the process with great skill, knowledge and understanding. She forwarded a quote and afforded me time to consider the offer over the weekend and we would reconnect early the next week. This also gave me time to continue my research with a better understanding. which I much appreciated.We spoke on Tuesday and concluded the signing of the coverage offered through Alliance. It was the best plan for me, coverage wise, duration and financially. The fact that Alliance is a European based company is a plus as that is where I'm traveling as well as non U.S, based.Ummi's engaging style lead to these discoveries for me. She was attentive, knowledgeable, personable and genuine. She represents her organization extremely well and I would not hesitate to recommend Alliance and/or engage your service in the future.SincerelyJohn S. MacDonald
Eva Young pow
Eva Young pow
Sehar Bajwa was very efficient, professional and knowledgeable. I was extremely pleased with her prompt service and pleasant personality.
Beth Foster
Beth Foster
Your customer service caller was so helpful. I felt confident going ahead and signing up for health insurance for my upcoming trip. Thank you for your patience and friendliness during the call. I feel better about spending a few days in the United States knowing I have health coverage.
Evelyn Dickson
Evelyn Dickson
I went online for a quote. Then Sehar called me with a quote.Sehar was wonderful. So professional and easy to understand.It was a delight speaking to her. Also the price was the best.
krystyna Harasymowicz
krystyna Harasymowicz
Artemiz Namazi was very professional, patient, and friendly while helping me purchase medical insurance for myself, my husband, and my son.
Miriam Assouline
Miriam Assouline
I had a wonderful experience with this company! Ummi was incredibly helpful, professional, and kind throughout the entire process. She made everything so easy and stress-free. I truly appreciated her support and would highly recommend her to anyone. Thank you, Ummi!
Fern Michel
Fern Michel
Recently purchased Trip Cancellation /Interruption Insurance from them. Say their advertisement on Facebook. The company was easy to deal with and provided information to make an informed decision. Despite not be able to deal with my initial contact person, Artmiz was very attentive, helpful and thorough. The rating given was earned
Joe Kilford
Joe Kilford
Shana and George at Alliance were amazing to work with. They were very friendly and prompt in all transactions.
Theepan Moorthy
Theepan Moorthy
Sehar Bajwa she is very good helpful. Travel insurance very good purchas price .
Robert Grills
Robert Grills
As seniors in our + 70s we know travel medical insurance can be costly without taking out a mortgage. Fortunately our health is better than most our age or even some younger and understand Insurance Underwriters and Acturaries go by statistics. The agent we talked to Karen Write was absolutely patient and helpful. We were pleasantly surprised by the quote she gave, as the quote we had from another carrier was about 3 times more. Naturally we went with Karen Write at Alliance. We can't thank her enough for being so patient, undestanding and helpful. If in the future we are fortunate, health wise, to continue to travel we will definitely call Karen Wright at Alliance. CUDOS to Karen Wright
Edwin Drewlo
Edwin Drewlo
Clear Communication and assurance of service
Nadir Habib
Nadir Habib
i was very impressed with sehar prompt response and helped me through with me getting what i needed
Judy Howard
Judy Howard
Sehar Bajwa was very competent and helpful. I have dealt with her for 3 years and I always get the same quality service when purchasing travel insurance from her.
Danny Swain
Danny Swain
I have just worked with Dornaz Samiei in purchasing trip insurance, and she was informed, efficient and friendly. I couldn't ask for more. Thanks.
Kelly LePage
Kelly LePage
Sehar Bajwa was extremely helpful while we were searching for travel insurance for our upcoming trip. Sehar provided all necessary information and setting up the required insurance was very easy and well-priced
I R b
I R b
Geting tarvel insurance,all process to finalaize our insurance documents was pleasent because friendly (not puschy)and very profesional lady Sehar Bajwa thank you SEHAR
Len Hirsch
Len Hirsch
Simply an Amazing Individual. The Reason I buy my Insurane from.Allianz!!!!Thank You Dornaz!
Susan Madden
Susan Madden
Dornaz was very helpful and responsive to my requests which I really appreciate!
Susan White
Susan White
Thank you Dornaz Samiei for the above service you gave me today. You have so much knowledge and patience.
anne johnson
anne johnson
Great help by Alliance Sehar was a great help.
Maida Kellgren
Maida Kellgren
Dealing with Dornaz was such a pleasure. Great customer service!
Donna Hemming
Donna Hemming
Azita was very helpful and patient with me as I was trying to make my travel insurance choice. She called me back about 3 times and when I was finally ready, she was away and Dornaz was equally helpful in completing my application. I would recommend this company!
Dawna Shane
Dawna Shane
Very helpful and friendly people to deal with. Dornaz answered all my questions and helped me with my travel insurance. I would highly recommend this company.
Tina Rhodes
Tina Rhodes
I am very pleased with the service I received from Alliance. Dormaz was my contact. She was very friendly and easy to talk to. She answered all my questions with kindness, patience, and respect. She found me a policy which offered the coverage I wanted at a better price than I had been able to find on my own.
Robert Hamilton
Robert Hamilton
Very friendly and easy to talk with. Dornaz explained things clearly and allowed me to ask any questions.
Frances Heywood
Frances Heywood
Very friendly and efficient service!
marg marlin
marg marlin
Spent time searching for best options for my needs
Barbara Hanser
Barbara Hanser
Dornaz was extremely helpful to get the right travel insurance for us. She was very friendly and knowledgeable.
Darla Sward
Darla Sward
Ummi. Excellent representative. Very pleased.
Gail Campbell
Gail Campbell
Dornaz was very friendly and professional providing me with travel cancellation/interruption insurance.
hanne sajda
hanne sajda
I’m so happy in dealing with Ummi Hanny , she’s absolutely a star, she really helped me finding the right insurance for me.
Denise Morgan-Fell
Denise Morgan-Fell
Great travel insurance Dornaz was very professional.
A. Ron Algate
A. Ron Algate
Very pleasant, efficient and helpful
Brent Clayton
Brent Clayton
Very easy to set up policy on a ti.ely manner.
Nora from Aurora
Nora from Aurora
The cost quoted was definately comparable to other carriers. My only complaint is that you can never call and get a direct quote. You always have to leave a message and wait for a call back. I find that inconvenient. It took me 2 days to get a quote. It used to take less than 30 minutes.
pradeep mohapatra
pradeep mohapatra
Great service by Dornaz
js_loader

What is Group Insurance?

Group Insurance provides various benefits to the employer and the employees who choose to participate in the program. Coverage can include prescription medication, dental and vison care, Short-Term and Long-Term Disability Insurance, Critical Illness Insurance, as well as other benefits. Group Benefits policies are often more cost-effective compared to individual insurance plans.

To purchase Group Insurance, you must be the business owner or the primary employer. These policies are quite flexible, you need as little as two employees (including yourself) to purchase one. Part-time and contract workers can also participate in the Groups Benefits plan. You are billed monthly and can adjust your coverage or cancel your policy at any time as long you provide a 30-day notice.

Why does my business need Group Benefits?

Employees are a vital component of every business and their workplace satisfaction greatly influences job performance. Group Benefits not only help you maintain workplace morale but also reduce turn-over rates and attract top-tier talent to your organization. Your employees will benefit from coverage, that is not provided by the government, at a lower cost and with less strict eligibility requirements compared to individual plans because benefits are evenly distributed among the group. When you show that you care about your employees’ wellbeing, they repay you in kind by increasing workplace productivity.

What levels of coverage can Group Insurance provide?

Group Insurance coverage is very flexible and can even be changed at any moment if needed. Furthermore, you can choose different levels of coverage for different employee groups. If you would like to provide Critical Illness benefits to the management but not to the office workers, you may choose to do so. If you decide to include Critical Illness coverage for office workers, you can adjust your policy for the next month.

 

Common benefits include Health & Dental Insurance, Basic Life Insurance, Critical Illness Insurance, Short-Term and Long-Term Disability Insurance. You can mix and match the desired benefits as you please and select appropriate levels of coverage for each one of them.

What is the cost of Group Insurance?

Employers can elect to pay between 50% to 100% of Group Insurance costs. All company contributions towards Group Benefits are tax-deductible for the business.

 

Usually, contributions per employee are equally divided, and even with 50% cost-sharing, employees end up paying less for benefits through company plans than if they were to purchase personal plans.

 

The major factors that influence the cost of Group Insurance include elected benefits and the level of coverage, the industry in which your business operates, business location, and employee demographics.

How to Save Money on Group Benefits?

The best way to save money on insurance is to shop around and compare rates from different providers. This can be an exhaustive and time-consuming process. Thankfully, Policy Rates takes care of it for you! When you request a quote through our website, we check what rates you can get from every major Canadian insurer.

Policy Rates provides you with the lowest rates for the level of coverage that you desire from top insurance companies.

How to save money image of Policy Rates

Hire More Employees

The more people employed at your company, the lower the premiums due to risk being divided across a larger pool.

Reduce Average Employee Age

The younger your workforce is, the lower the cost of Group Benefits will be.

Adjust Benefits

When you show your employees that you care about them, workplace morale is improved and so is business productivity. However, make sure the benefits you provide are needed and subtract superfluous coverage.

Adjust Cost Sharing

Group Benefits are important but so is cost management. Employees are already likely to pay less for employer coverage than for individual plans even with 50% cost-sharing. Adjust your cost-sharing to a percentage that makes the most business sense for you.

Hire More Employees

The more people employed at your company, the lower the premiums due to risk being divided across a larger pool.

Reduce Average Employee Age

The younger your workforce is, the lower the cost of Group Benefits will be.

Adjust Cost Sharing

Group Benefits are important but so is cost management. Employees are already likely to pay less for employer coverage than for individual plans even with 50% cost-sharing. Adjust your cost-sharing to a percentage that makes the most business sense for you.

Adjust Benefits

When you show your employees that you care about them, workplace morale is improved and so is business productivity. However, make sure the benefits you provide are needed and subtract superfluous coverage.

Group Benefits Quote Form

All Products Form (#3)
Google Review logo
4.8 Stars
js_loader
Insurance Companies Partners
Insurance Companies Partners