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4.8 Stars

Our Reviews

Excellent

4.8

★

Based on 340 reviews from

★★★★☆

Thank you Theresa and Adam for your help with our travel insurance plans, for your timely assistance and the savings you were able to find for us.

Yogashiatsuyucatan Donypaola

★★★★★

Artmiz Namazi provided excellent service. She was very professional and took the time to explain the insurance coverage and answer all my questions. She is a great asset to your company and I will not hesitate to recommend her to my friends and family

Chris Dingsdale

★★★★★

Artmiz was very helpful, friendly and informative. She really knows her subject and was ready to help in any way.

Carolyn Cassells

★★★★★

Theresa Heuser is professional and competent in the insurance process. A pleasure!

Ronald Biron

★★★★★

What a pleasure dealing with Ummi, who took all the pain out of purchasing Travel Insurance for my wife and I, who are both 80 year old Seniors. Sensitive and yet enquiring, Ummi guided us through the minefield of questions with the competant ease of an expert. Ummi was responsive to any unintended omissions and made sure there were no loose ends that could disqualify any future claim. We go on Holiday knowing that we have been professionally prepared with cover for Medical emergencies, if they should arise.

John Dawkins

★★★★★

great service by the phone and email.

h m

★★★★★

We bought Emergency Medical policy for our coming trip from Ummi Hanny. She was such a good help and responsive to all our questions, either by phone or emails. Such an excellent service, above and beyond our expectations!! Thank you!

Jacob Steinberg

★★★★★

We booked travel insurance with Ummi Hanny for a river cruise we are taking this summer. She was very professional, responded quickly and efficiently to emails, calls and questions. Would definitely recommend her and Alliance/Allianz.

Kathy Castle

★★★★★

It was a pleasure to deal with Artmiz. Very polite and Patient. Nice to deal with someone who knows and enjoys their job.

Tom Brailsford

★★★★★

I just finished getting a tailored insurance package with the help of Ummi. I really appreciated the attention to detail and how knowlegable she was on the various packages. Ummi was able to get us an annual package for me and my wife that focused on our need for Trip Cancellation/Inturruption and also a single trip comprehensive package for our 3 grandchildren that will be traveling with us on our next trip. It was a pleasent experience. Ummi detailed the options and made recommendation that ensured we had the coverage we needed at the best possible price. This was all done over the phone and email and we received the comple package immediately after the purchase in our email. Thanks Ummi

Jeff Lang

★★★★★

We were helped by Ummi Hanny she is very professional and helpful.Thanks for your understanding,

Heinz Krieger

★★★★★

Ummi was our Insurance agent helping with getting medical and cancelation policy -she was very professional and knowledgeable and was able to get us a very reasonable insurance rates.

Milos Rudolf

★★★★★

Eric provided policy information, confirmed my personal details to ensure the policy would be correct, processed my payment quickly.

Tracy Hastings

★★★★★

I dealt with Ummi Hanny, oh my she was wonderful! She even laughed at my jokes. What a great first experience.

Lise Beaulne

★★★★★

Ummi. was very helpful and pleasant. Bill

william rock

★★★★★

Our purchase of Allianz Emergency Medical Insurance through Alliance Income Services Corp was a breeze. Ummi and Mariam was a pleasure to work with. They were both very patient, knowledgeable, and efficient in presenting the various options available to us. Mariam did a lot of leg work comparing several insurance companies just to find a plan that suit our needs. Ummi then completed the processing of the policy effortlessly and made the process seamless. I would highly recommend anyone who needs an insurance coverage to speak to especially this two ladies.

Danny Chin

★★★★★

My agent Artmiz was very helpful and provided me with a quote quickly. When I was ready to accept the quote she responded quickly and sent me all the necessary documents just as efficiently. Happy with my interactions.

Stephanie Rumble

★★★★★

Eric and Bob were both extremely helpful and attentive to my needs.

Paul Cody

★★★★★

Teresa was great. Addressed all my concerns.

Robert Carter

★★★★★

The service given by Ummi Hanny was excellent- very pleasant, courteous and professional.

Simin Meshginnafas

★★★★★

I had a top notch experience with this insurance broker. Eric Clementi was the person that helped me from the day that I asked for a quote online. He was very thorough with explaining every minor details that might be misunderstood between the client and the provider. Eric is very professional with his tone of voice which makes a potential client feel at ease. Nonetheless, I’ve tried different insurance broker, their monthly fees are way above the average, Alliance income Services Corp has the most decent fee for a family of five… it’s a bang for the buck kind of thing. Truly recommend this company. 👍

Mark Engel

★★★★★

Eric Clemente and Ryan were excellent to deal with. Both were very helpful , to the point , and curious .

Michael Boudreau

★★★★★

Excellent service by Eric Clementi and Ryan

margaret burns

★★★★★

Eric and Adam were very helpful with my travel medical insurance. Now I realize if I have to use this coverage that I will be in great hands.

Bonnie Smith

★★★★★

Hello...Eric was very easy to work with ....very polite....and set up my insurrance policy very quickly....thank you again Eric....Marsha Risser.

Marsha Risser

★★★★★

I ordered insurance for my husband and myself. It was a very easy process and was helped greatly by Eric and Dylan. Both were very diligent with helping me through it all. Very easy and quick.

Marilee Van Buskirk

★★★★★

It was a pleasure speaking with Eric Clementi. He was polite, understanding and considerate.

Mohinder Banga

★★★★★

I was quite happy to get excellent & friendly customer services from Artmiz - very helpful & knowledgeable!

Bruce Yee

★★★★★

Great service from knowledgeable and very helpful people. Thank you Eric Clementi and Ezarie!

Beverley Howick

★★★★★

Eric Clementi is the man

Yunus Patel

★★★★★

I had to sign up for my own health and dental insurance. The staff at this company were quick to get back to me and provide suggestions on insurance plans. The sign up process was very easy to do over the phone. I communicated with Eric Clementi who was very professional and efficient.

Muhammad Koya

★★★★★

It was pleasure working with Mariam and Eric. We are seniors and trying to get a reasonable price for travel insurance.

Fay Bellefontaine

★★★★★

I sent an email yesterday. They called today. Marion and Eric were excellent. Highly recommend this company. Rates are excellent too

Annette Chisholm

★★★★★

Eric was fantastic. Quick , easy and affordable.

Tracey Peer

★★★★★

Eric was very professional and found the best plan for me at this time.

Trev Hutchins

★★★★★

Eric Clementi was an absolute pleasure to work with. Very professional and courteous.

Berit Lys

★★★★★

Artmiz, must be the best Agent I have ever dealt with. She is articulate and has a wonderful sense of humour apart from an intimate knowledge of her products. She demonstrates a quick grasp of what people actually need (or don't need) and points quickly to available options. She is actually the only Insurance Agent I feel like calling back again. Great work Artmiz !!

Malcolm Khan

★★★★☆

Artmiz was very helpful and polite.We would certainly consider using Allianz again

Victor Leblanc

★★★★★

Artmiz Namazi is one of the most pleasant people I have ever dealt with. She was polite, personable, and helpful on the telephone. She promptly replied to both phone calls and emails. It was a pleasure to deal with her. The price of the insurance was more than reasonable.

Patricia Kostrich

★★★★★

Artmiz Namazi is very helpful, patient & just a delight to speak with doing businessWe have dealt with different people for travel insurance over the years & some could take some lessons from Artmiz

Joan Fleming

★★★★★

Artmiz was very pleasant and patient to deal with. Happy with our coverage.

Bob Waines

What will I pay for Travel Insurance?

How much Travel Insurance will cost you depends on the amount and type of coverages, as well as your age, the duration and destination of your trip, and the activities in which you plan to engage during your travel. Your choice of insurance provider will also influence the cost of your policy, this is why it is important to compare quotes before committing to an insurance plan.

Generally, you should expect to pay between 4% and 10% of your total pre-paid and non-refundable travel costs.

Why should I get Travel Insurance?

Traveling enriches you with new experiences, broadens your horizons and relieves stress. When you’re taking a vacation, you expect a smooth experience filled with joy and bliss. But what do you do when the unexpected happens?

As much as we don’t like to think about it, medical emergencies, lost baggage, personal item theft, and cancelled departures are not that uncommon. You wouldn’t want either of those things to ruin your travel plans. That’s precisely the reason you need Travel Insurance, even if your getaway is within Canada.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses, such as hospital stays, non-refundable tickets, stolen items, and other travel related incurred costs.

It is in your best interest to purchase Travel Insurance as soon as you book your journey because you’re unlikely to find an insurer willing to provide you with a plan once your trip has begun.

What about out-of-province trips?

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.

Types of Travel Insurance in Canada

There are several types of travel insurance designed specifically for every possible unfortunate travel related event which could lead to a financial loss. You can mix and match these coverages to suit your specific travel plans. You also have the option of purchasing a Comprehensive Travel Insurance plan, which includes all coverages, for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, illnesses and injuries. There two sub-categories: Single Trip Insurance Plan and Multi-Trip Insurance Plan.

Trip Cancellation and Interruption Insurance

Trip Cancellation and Interruption Insurance will protect you from costs incurred due to cancellation fees and travel interruptions caused by such events as bad weather, family emergencies and travel document hurdles. With this type of insurance, lost reservations, non-refundable tickets, and missed flights will no longer cause you significant financial losses.

Lost Baggage Insurance

Lost Baggage Insurance is exactly what it sounds like. You will be covered in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the aforementioned benefits, though your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

The best way to save money on insurance is to shop around and compare rates from different providers. This can be an exhaustive and time-consuming process. Thankfully, Policy Rates takes care of it for you! When you request a quote through our website, we check what rates you can get from every major Canadian insurer.

Policy Rates provides you with the lowest rates for the level of coverage that you desire from top insurance companies.

Are You a Frequent Traveller?

Purchase a Multi-Trip policy to save on Travel Insurance if you travel at least twice per year.

Travelling with Family?

Pay a reduced rate when you purchase Travel Insurance for at least 3 family members.

Are You a Snowbird?

It’s possible to get reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early autumn.

Extending Your Trip?

Instead of purchasing a new policy, contact your insurance issuer to top-up your plan.

Are You a Frequent Traveller?

Purchase a Multi-Trip policy to save on Travel Insurance if you travel at least twice per year.

Travelling with Family?

Pay a reduced rate when you purchase Travel Insurance for at least 3 family members.

Extending Your Trip?

Instead of purchasing a new policy, contact your insurance issuer to top-up your plan.

Are You a Snowbird?

It’s possible to get reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early autumn.