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Provide financial support to your loved ones during a difficult and emotional time in their lives. Cover your end-of-life expenses with Final Expense Insurance.

Why Do I Need Final Expense Insurance?

The average cost of funerals in Canada is between $5,000 and $10,000. Final Expense Insurance covers these costs and provides you with the peace of mind that your family members will not face this financial burden. Unlike with other types of life insurance, the application process is simple, consisting of a questionnaire, with no need for a medical exam.

Such a policy is particularly valuable if your estate cannot cover your final arrangements.

Will my Life Insurance cover final expenses?

Depending on your Life Insurance benefits, funeral costs either will or will not be covered. Often, Life Insurance policies mostly cover loss of income expenses but not the extra costs associated with a funeral. Carefully inspect your existing coverage before deciding whether you need Final Expense Insurance.

How is Final Expense Insurance cost calculated?

The amount of coverage has the most impact on the cost of Final Expense Insurance. Age and gender also play a major role in determining your premiums. Women pay lower premiums compared to men and the older you are, the higher the premium.

How to Save Money on Final Expense Insurance?

The best way to save money on insurance is to shop around and compare rates from different providers. This can be an exhaustive and time-consuming process. Thankfully, Policy Rates takes care of it for you! When you request a quote through our website, we check what rates you can get from every major Canadian insurer.

Policy Rates provides you with the lowest rates for the level of coverage that you desire from top insurance companies.

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Do You Have Life Insurance?

If you have comprehensive Life Insurance coverage, you might not need Final Expense Insurance. Inspect your policy carefully to determine if this is the case for you.

Have a Plan

Determine the cost of your funeral maybe by checking average burial or cremation prices in your area. Buy only the amount of coverage that you need.

Purchase Your Policy Early

Your age bracket impacts your premiums. Avoid higher rates by purchasing a policy before your next birthday.

Are You a Smoker?

Smokers can pay up to 100% more for the same level of coverage. Consider quitting for a considerable reduction in your premium payments.

Do You Have Life Insurance?

If you have comprehensive Life Insurance coverage, you might not need Final Expense Insurance. Inspect your policy carefully to determine if this is the case for you.

Have a Plan

Determine the cost of your funeral maybe by checking average burial or cremation prices in your area. Buy only the amount of coverage that you need.

Purchase Your Policy Early

Your age bracket impacts your premiums. Avoid higher rates by purchasing a policy before your next birthday.

Are You a Smoker?

Smokers can pay up to 100% more for the same level of coverage. Consider quitting for a considerable reduction in your premium payments.

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