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Provide financial support to your loved ones during a difficult and emotional time in their lives. Cover your end-of-life expenses with Final Expense Insurance.

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4.8 Stars
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Our Reviews

Excellent
4.8
Based on 619 reviews
Bernie Lehmann
Bernie Lehmann
It's always a pleasure to deal with Karen Wright. She is always very helpful and courteous.
Pauline
Pauline
Karen Wright is excellent to deal with. She is very clear, concise, professional and friendly.
Maggie Misfeldt
Maggie Misfeldt
Karen returned my call promptly. She was knowledgeable, efficient and courteous. My travel insurance was seiiled I five minutes. I have recorded her to friends.
Bobbie Violante
Bobbie Violante
Karen was very helpful and great to talk to. I would definitely recommend her to any of my friends wanting insurance.
mary Mulder
mary Mulder
I just want to say that my experience with Muhammad sorting out my trip cancellation insurance was the best I could have hoped for - he is patient, knowledgeable and answered all my questions.
T Rum
T Rum
Karen made this experience so easy and less stressful than I thought it was going to be. She was very professional and was able to answer all of my questions thoroughly and made me feel a little confident that I was getting a good product from her.
Laura Magrum
Laura Magrum
Karen Wright was who assisted me in getting a plan and was amazing and so helpful!
Selina Allen
Selina Allen
I wanted to thank Dornaz on being very helpful for answering all my questions. She was very polite and patient. I had a a lot of questions.
Herb Arsenault
Herb Arsenault
Dornaz was very helpful, knowledgeable and thorough. We are very happy with our experience in buying emergency medical insurance today.
haitham saadedin
haitham saadedin
I bought health insurance to my company emloyees, and luckily I dealt with Teressa, She was amazing, understanding so helpful.did not bother her I made some changes and mistakes she kept working with me guide me spontaneously , its like we were sitting in same office ..kept going and get the job done as I like, Thank you Teressa, Thank you Alliance income Services
June Caine
June Caine
Once I was able to get through on the phone, Karen was excellent. She was very friendly, patient and informative. She worked things out with me until she found the policy that I needed.
Magda Mahdy
Magda Mahdy
Knowledgeable, curtis and efficient. I am very pleased with Karen expertise and professionality. Definitely I will use her service again.
Joe Wery
Joe Wery
Sehar Bajwa was knowledgeable and provided explanations for all insurance coverage. Process was simple and easily done over the phone.
Angele Faucher
Angele Faucher
Muhammad was very patient with me while I decided.i recommend dealing with Muhammad .I think having insurance puts my mind at ease.
Sylvain
Sylvain
I always like to shop around to get the best deal, without compromising quality.My research brought me to Allianz and I was contacted by Sehar Bajwa, who answered all my questions and sent me an email with all the details.Not only was Allianz the best price, I also got good service from Sehar.I hope that I will not need the insurance but if I do, I hope the good service I have received so far, will continue.Thank you Sehar.
Heather Sutherland
Heather Sutherland
Good assistance.
beth oberholtzer
beth oberholtzer
Dornaz is an excellent agent! She is personable and very willing to provide lots of options. Highly recommend. Beth
Dale Hildebrandt
Dale Hildebrandt
Dornaz provided our travel insurance efficiently and promptly. Her communication was clear and professional. Very pleased to work with her!
Mary Bortignon
Mary Bortignon
I recently had the pleasure of dealing with Muhammad regarding travel insurance. I can't say enough about him. I had a few issues created by my Costco m/c. He went above and beyond to make changes to my policy because of m/c. I certainly won't hesitate contacting him in future for future travels or recommending him to friends & family. Thank you Mary Rate 110/100
Gloria Millar
Gloria Millar
So friendly and easy to talk to.
Michael Gabas
Michael Gabas
Dornaz was very helpful. Patiently listened to my concerns and questions as well as provided timely and what seemed to me as appropriate responses. Felt comfortable dealing with her on the phone.
Mary B
Mary B
I had the pleasure of meeting and working with DORNAZ for my personal health and dental insurance. She is an absolutely incredible. She listened to me and provided detailed information during our first call. She was very diligent in following up with me by email. She was very patient as I had changed my request after she did everything. I can honestly say that she might be one of best people I have spoken to in the customer service industry.She is a valuable asset.Thank you DORNAZ !!!!!!
Kathleen Magladry
Kathleen Magladry
Muhammad at Alliance was helpful and responsive.
myles bunting
myles bunting
Friendly and efficient service provided in a prompt manner. All questions fully answered.
Alexandria
Alexandria
Very responsive to my many questions and super efficient process
Miriam Hartman
Miriam Hartman
It was a pleasure dealing with Muhammad . Would deal with him again.
Sharon
Sharon
Just booked my travel insurance! Doran’s is the best! Thank you so much
Jackie Keir
Jackie Keir
Muhammad was excellent, it took a few days because of technical problems, not Alliance issue. Will definitely use again, got us the best price for travel insurance. Thanks Muhammad
T Nguyen
T Nguyen
We have previously obtained travel insurance with Alliance through Costco Travel insurance. After Alliance email reminder, I have filled out request for multiple trip quote. Sehar Bajwa called back and helped me to complete the application. I received by email the Manulife Travel Policies right after. Thanks
Gerard Thompson
Gerard Thompson
Muhammed Suleiman was professional in his dealings.
valerie szilock
valerie szilock
I worked with Artmiz to arrange travel insurance. She was very helpful ,answered my questions and clearly outlined my options. I will use Artmiz at Alliance for future travel.
Loraine Anderson
Loraine Anderson
Dornaz was very helpful and I appreciated all her efforts to sign me up for my travel insurance.She will be my “go to” girl for any future travel needs!Loraine
Maria
Maria
My agent is Muhammad Suleiman
Jessica Martinelli
Jessica Martinelli
I had an exceptional experience with Ofir Mizrahi. Even though I didn’t end up purchasing a policy at the moment, his level of customer service truly stood out. He was incredibly professional, knowledgeable, and patient, taking the time to explain every detail clearly without any pressure.You can tell he genuinely cares about helping people make the right decision, not just making a sale. That kind of integrity and dedication is rare to find.I highly recommend Ofir to anyone looking for honest, reliable, and top-quality service. I will definitely reach out to him again in the future!
Mona Hadisi
Mona Hadisi
Dornaz is always very helpful and provides all the details and suggests the best option
Joe Daigle
Joe Daigle
Dornaz was extremely helpful and efficient, a pleasure to deal with. Highly recommend her for travel or any insurance questions or policies.
C J
C J
Dornaz was very helpful during my search for travel insurance!
Kim Keller- Rakochy
Kim Keller- Rakochy
Very polite and courteous.. My agent, Dornaz, was very helpful and efficient booking my travel insurance. All needs were met in a professional way. Thank you.
Brenda Burton
Brenda Burton
Great customer service!! Very friendly
Vivian Guo
Vivian Guo
I am very grateful to Sehar Bajwa for her help. She is very patient and professional.
Franz Hasenhundl
Franz Hasenhundl
Dornaz made it very easy getting a quote and then completing the deal.
Natalie Haak
Natalie Haak
Sehar promptly replied to my emails and answered any & all questions I had. Great rates on medical/travel insurance.
Irene Holloway
Irene Holloway
Dornaz was great to work with. I will be using her for all our trips
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Why Do I Need Final Expense Insurance?

The average cost of funerals in Canada is between $5,000 and $10,000. Final Expense Insurance covers these costs and provides you with the peace of mind that your family members will not face this financial burden. Unlike with other types of life insurance, the application process is simple, consisting of a questionnaire, with no need for a medical exam.

Such a policy is particularly valuable if your estate cannot cover your final arrangements.

Will my Life Insurance cover final expenses?

Depending on your Life Insurance benefits, funeral costs either will or will not be covered. Often, Life Insurance policies mostly cover loss of income expenses but not the extra costs associated with a funeral. Carefully inspect your existing coverage before deciding whether you need Final Expense Insurance.

How is Final Expense Insurance cost calculated?

The amount of coverage has the most impact on the cost of Final Expense Insurance. Age and gender also play a major role in determining your premiums. Women pay lower premiums compared to men and the older you are, the higher the premium.

How to Save Money on Final Expense Insurance?

The best way to save money on insurance is to shop around and compare rates from different providers. This can be an exhaustive and time-consuming process. Thankfully, Policy Rates takes care of it for you! When you request a quote through our website, we check what rates you can get from every major Canadian insurer.

Policy Rates provides you with the lowest rates for the level of coverage that you desire from top insurance companies.

How to save money image of Policy Rates

Do You Have Life Insurance?

If you have comprehensive Life Insurance coverage, you might not need Final Expense Insurance. Inspect your policy carefully to determine if this is the case for you.

Have a Plan

Determine the cost of your funeral maybe by checking average burial or cremation prices in your area. Buy only the amount of coverage that you need.

Purchase Your Policy Early

Your age bracket impacts your premiums. Avoid higher rates by purchasing a policy before your next birthday.

Are You a Smoker?

Smokers can pay up to 100% more for the same level of coverage. Consider quitting for a considerable reduction in your premium payments.

Do You Have Life Insurance?

If you have comprehensive Life Insurance coverage, you might not need Final Expense Insurance. Inspect your policy carefully to determine if this is the case for you.

Have a Plan

Determine the cost of your funeral maybe by checking average burial or cremation prices in your area. Buy only the amount of coverage that you need.

Purchase Your Policy Early

Your age bracket impacts your premiums. Avoid higher rates by purchasing a policy before your next birthday.

Are You a Smoker?

Smokers can pay up to 100% more for the same level of coverage. Consider quitting for a considerable reduction in your premium payments.

Final Expense Insurance Quote Form

All Products Form (#3)
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4.8 Stars
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